Let’s Talk BS with Bryan & Sofia

Let’s Talk How Low Interest Rates Will Go In 2024, The Best Time to Buy, New CPI Report, Childhood Memories, Workout Woes, and more! - S3 - #03

In this episode Bryan & Sofia talk skating and pizza, workout woes, insights from the new CPI report, interest rate trends, and more!
 
Connect with Bryan & Sofia: 
 
Instagram @letstalkbspc: https://www.instagram.com/letstalkbspc/
TikTok: https://www.tiktok.com/@letstalkbspc 
YouTube: https://www.youtube.com/@letstalkbspodcast  
Connect with Bryan: https://www.atlanticbay.com/bryanroyster/
Connect with Sofia: https://www.atlanticbay.com/sofiakiflebaker/

Let’s Talk What You Need To Know About Removing Your PMI and Refinancing, Fighting Fraud, Katt Williams Wildness, New Year’s Grits, and more!

In this episode Bryan & Sofia talk redacted bank statements, foods for the new year, fraud issues, Katt Williams, and more!
 
Connect with Bryan & Sofia: 
 
Instagram @letstalkbspc: https://www.instagram.com/letstalkbspc/
TikTok: https://www.tiktok.com/@letstalkbspc 
YouTube: https://www.youtube.com/@letstalkbspodcast  
Connect with Bryan: https://www.atlanticbay.com/bryanroyster/
Connect with Sofia: https://www.atlanticbay.com/sofiakiflebaker/

Let’s Talk The New Year, Major Brokerage Lawsuits, A Market Update, Student Driver Stories, and more!

In this first episode of 2024, Bryan & Sofia discuss 2024, a huge brokerage lawsuit, the current market, incentives to sell, teaching your kids how to drive, and more!
 
Connect with Bryan & Sofia: 
 
Instagram @letstalkbspc: https://www.instagram.com/letstalkbspc/ TikTok: https://www.tiktok.com/@letstalkbspc 
YouTube: https://www.youtube.com/@letstalkbspodcast  
Connect with Bryan: https://www.atlanticbay.com/bryanroyster/
Connect with Sofia: https://www.atlanticbay.com/sofiakiflebaker/

Let’s Talk Mortgage Recasting, 2024 Rate Predictions, That Jonathan Majors Verdict, Was Wonka Good, Skating, and more!

In this final episode of 2023, Bryan & Sofia discuss why you should look into mortgage recasting, what might happen to rates in a year like 2024, the Jonathan Majors verdict, what Bryan thought about the movie Wonka, and more!
Connect with Bryan & Sofia: 
 
Instagram @letstalkbspc: https://www.instagram.com/letstalkbspc/ YouTube: https://www.youtube.com/@letstalkbspodcast  
Connect with Bryan: https://www.atlanticbay.com/bryanroyster/
Connect with Sofia: https://www.atlanticbay.com/sofiakiflebaker/ 

Let’s Talk 2024 Rate Cuts & VHDA Limit Updates, Massive Banking Discrimination Scandal, Christmas Traditions, Is Santa Real, and more! - S2 - #25

In this episode Bryan & Sofia discuss the latest on what to expect on rates in 2024, some great news for VHDA Limits, that big banking discrimination scandal, why Bryan believed Santa was real, and more!
 
Connect with Bryan & Sofia: 
 
Instagram @letstalkbspc: https://www.instagram.com/letstalkbspc/ YouTube: https://www.youtube.com/@letstalkbspodcast  
Connect with Bryan: https://www.atlanticbay.com/bryanroyster/
Connect with Sofia: https://www.atlanticbay.com/sofiakiflebaker/

Let’s Talk Pros & Cons Of Buying In The Current Market, How Interest Rates Are Tied To Your Credit Score, P Diddy Allegations, and more!

In this episode Bryan & Sofia discuss the latest on how your credit score affects your rates, how the current market is changing, an update on the P Diddy Allegations, birthday and holiday plans, and more!
 
 
Connect with Bryan & Sofia: 
 
Instagram @letstalkbspc: https://www.instagram.com/letstalkbspc/ YouTube: https://www.youtube.com/@letstalkbspodcast  
Connect with Bryan: https://www.atlanticbay.com/bryanroyster/
Connect with Sofia: https://www.atlanticbay.com/sofiakiflebaker/

What Putting Down 20% Up Front Does For Your Mortgage, VHDA Updates, Tax Bracket News, Conforming Loan Limits, and more!

In this episode Bryan & Sofia discuss the latest on conforming loan limits, an important VHDA update, tax bracket news for 2023, what you should know about mortgage insurance, and more!
Connect with Bryan & Sofia: 
 
YouTube: https://www.youtube.com/@letstalkbspodcast  
Connect with Bryan: https://www.atlanticbay.com/bryanroyster/
Connect with Sofia: https://www.atlanticbay.com/sofiakiflebaker/

Is Now The Right Time To Buy A Home, What’s Happening With Interest Rates, The Benefits You Need To Know As A First Time Home Buyer, and more!

In this episode Bryan & Sofia discuss how the pandemic transformed our interest rate expectations, the path to buying your forever home, why rates will have to come down, how you can benefit now as a first-time home buyer, a recent commissions lawsuit settlement, surviving winter up north, college football, and more!
 
Connect with Bryan & Sofia: 
 
YouTube: https://www.youtube.com/@letstalkbspodcast  
Connect with Bryan: https://www.atlanticbay.com/bryanroyster/
Connect with Sofia: https://www.atlanticbay.com/sofiakiflebaker/

ARV and what it truly means

On this episode Bryan & Sofia discuss who actually pays both listing and selling agent fee, what ARV stands for and how it is determined and how we handled the tropical storm.

Real Estate Agents being licensed as Loan Officers

On this episode Bryan & Sofia discuss how to calculate self-employment income, real estate agents getting their mortgage loan officer license, and how to leverage your home equity.