Let’s Talk BS with Bryan & Sofia

Bryan and Sofia are here to discuss some of the hot topics that are prevalent in today’s culture. Anywhere from navigating entrepreneurship to everyday life in modern society. Our conversations will be vast and informative that should help shift one’s mindset about the philosophy to truly conquer whatever your dreams have set you out to do.

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Episodes

Do I still buy a house now?

Tuesday Sep 12, 2023

Tuesday Sep 12, 2023

On this episode Bryan & Sofia discuss what they have been up to over the month of August, is it still a good time to buy a home, and some fun they had to close out the summer.

Real Estate Market Update

Monday Jul 24, 2023

Monday Jul 24, 2023

Bryan & Sofia discuss what’s currently going on in the real estate market, what truly dictates mortgage interest rates, and their new studio setup.

House Hacking

Monday Jun 26, 2023

Monday Jun 26, 2023

On this episode Bryan & Sofia discuss what an earnest money deposit is in a real estate transaction, different ways to house hack, and not to live life regretful. 

Appraisal Reconsiderations

Thursday Jun 08, 2023

Thursday Jun 08, 2023

On this episode Bryan & Sofia discussed what happens if an appraisal doesn’t come in at the contracted price, are you able to select your own appraiser and the new movie Little Mermaid.

Wednesday May 31, 2023

On this episode Bryan & Sofia discuss how your closing date dictates when your first mortgage payment will be due, how rates changing impact your pre-approval amount, and Bryan’s trip to Turks and Caicos.

Mortgage Company vs Bank

Tuesday May 23, 2023

Tuesday May 23, 2023

On this episode Bryan & Sofia discuss the difference between getting a home loan from a mortgage company vs a bank, when is the best time to shop mortgage rates, and the spring buying market heating up.

Monday May 08, 2023

Bryan & Sofia Discuss the difference between a mortgage loan officer and real estate agent, how switching jobs during the home-buying process can impact you, and some spring events coming up.

Construction to Perm Loans

Wednesday Apr 19, 2023

Wednesday Apr 19, 2023

On this episode Bryan & Sofia discuss when mortgage insurance is not required, the process of construction to permanent financing and our Easter and Spring Break plans.

How are you vested?

Tuesday Apr 11, 2023

Tuesday Apr 11, 2023

On this episode Bryan and Sofia discuss the different types of title vesting, if interest rates fluctuate for different loan products, and the importance of having a home warranty.

Outcome of Income

Monday Mar 27, 2023

Monday Mar 27, 2023

On this episode, Bryan & Sofia discuss the various income types, the new mortgage insurance change on a particular loan type, and how interest rates responded to SVB banking issues, and Jerome Powell’s remarks.

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