Let’s Talk BS with Bryan & Sofia

Construction to Perm Loans

On this episode Bryan & Sofia discuss when mortgage insurance is not required, the process of construction to permanent financing and our Easter and Spring Break plans.

How are you vested?

On this episode Bryan and Sofia discuss the different types of title vesting, if interest rates fluctuate for different loan products, and the importance of having a home warranty.

Outcome of Income

On this episode, Bryan & Sofia discuss the various income types, the new mortgage insurance change on a particular loan type, and how interest rates responded to SVB banking issues, and Jerome Powell’s remarks.

Instant Equity

On today’s episode, Bryan and Sofia discuss the maximum number of units for residential home purchases, appraisal values, and solar panels.

One Mic

On this episode, Bryan & Sofia discuss women's history, the different types of derogatory credit like bankruptcy, foreclosure, short sale etc, and how old you need to be to purchase a home.

Margarita Meet-up

On today’s episode, Bryan and Sofia discuss who guarantees an FHA loan, all of the recent changes to FHA and VA fees, and how networking is key to building relationships.

Tax SZN

In this episode, Bryan & Sofia discuss purchasing a home right out of college, all things tax, and the importance of visiting a chiropractor.

USDA Loans

On this episode, Bryan & Sofia discuss the ins and outs of the USDA loan, how to leverage retirement funds when purchasing a home, and being a special guest on another podcast.

Renovation Preparation

On this episode, Bryan & Sofia discuss the different types of renovation loans, the timeframe for a flip with FHA financing, and how the market has been responding a month into the year. 

What’s the Damage?

On this episode, Bryan & Sofia discuss the difference between a bank statement and a transaction history, the cost of purchasing a home as a first-time homebuyer, and the busy start to the year.