Let’s Talk BS with Bryan & Sofia

Bryan and Sofia are here to discuss some of the hot topics that are prevalent in today’s culture. Anywhere from navigating entrepreneurship to everyday life in modern society. Our conversations will be vast and informative that should help shift one’s mindset about the philosophy to truly conquer whatever your dreams have set you out to do.

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Episodes

Keep the Change

Monday Jan 16, 2023

Monday Jan 16, 2023

On this episode, Bryan & Sofia discuss what you can do with the extra amount you are pre-approved for that you don’t use. What the loan process looks like after you get under contract and the eventful week that was.

New Year Brings New Beginnings

Tuesday Jan 10, 2023

Tuesday Jan 10, 2023

On this Episode, Bryan & Sofia discuss how condo fees affect your monthly payment and/or debt-to-income ratio. The highs and lows of being a landlord and your goal/resolution for 2023. 

2022 Recap

Saturday Dec 31, 2022

Saturday Dec 31, 2022

On this episode, Bryan & Sofia discuss all of the topics from this past year, their Christmas holiday, and their goals for the upcoming year.

A New Lease On Life

Thursday Dec 22, 2022

Thursday Dec 22, 2022

On this Episode, Bryan & Sofia discuss maximizing your VA home loan benefit. They also discuss how to you utilize rental income when purchasing a home and the CPI and Fed updates. Stay tuned!

At All Costs

Wednesday Dec 14, 2022

Wednesday Dec 14, 2022

On this episode Bryan and Sofia discuss the typical mortgage-related costs when purchasing a home, the different roles others play in the home-buying process and Britney Griner being released back to the U.S.

The Fix Is In

Monday Dec 05, 2022

Monday Dec 05, 2022

On this week's episode, Bryan & Sofia discuss their Thanksgiving holiday, what fixed, adjustable, and variable mean when it comes to your interest rate, and lastly the difference between interest rate and APR.

Having Second Thoughts

Monday Nov 21, 2022

Monday Nov 21, 2022

On this episode, Bryan and Sofia discuss how to leverage a second home purchase, the difference between a loan and line of credit and their upcoming Thanksgiving festivities.

Go Hard….. To go home 🏡

Wednesday Nov 09, 2022

Wednesday Nov 09, 2022

Bryan and Sofia discuss the difference between a hard and soft credit inquiry, how some buyers can leverage loan assumptions in this high-rate market environment, and the magic juice that can get a parent through Halloween trick or treating. 

Wing King

Wednesday Nov 02, 2022

Wednesday Nov 02, 2022

On this week's episode, Bryan and Sofia have their first guest Cavelle Mollineaux Owner Broker of Onyx Realty Professionals. They discuss the importance of a buyer-broker agreement, how long it takes for your credit report to expire when applying for a home loan, and some current hot topics.

Faith over Fear

Tuesday Oct 25, 2022

Tuesday Oct 25, 2022

In this week's episode, Bryan and Sofia discuss when is a good time to start the home-buying process, how to evaluate if it’s a good time to refinance, and having faith in your decision-making.

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