Let’s Talk BS with Bryan & Sofia
Bryan and Sofia are here to discuss some of the hot topics that are prevalent in today’s culture. Anywhere from navigating entrepreneurship to everyday life in modern society. Our conversations will be vast and informative that should help shift one’s mindset about the philosophy to truly conquer whatever your dreams have set you out to do.
Episodes
Monday Jan 16, 2023
Monday Jan 16, 2023
On this episode, Bryan & Sofia discuss what you can do with the extra amount you are pre-approved for that you don’t use. What the loan process looks like after you get under contract and the eventful week that was.
Tuesday Jan 10, 2023
Tuesday Jan 10, 2023
On this Episode, Bryan & Sofia discuss how condo fees affect your monthly payment and/or debt-to-income ratio. The highs and lows of being a landlord and your goal/resolution for 2023.
Saturday Dec 31, 2022
Saturday Dec 31, 2022
On this episode, Bryan & Sofia discuss all of the topics from this past year, their Christmas holiday, and their goals for the upcoming year.
Thursday Dec 22, 2022
Thursday Dec 22, 2022
On this Episode, Bryan & Sofia discuss maximizing your VA home loan benefit. They also discuss how to you utilize rental income when purchasing a home and the CPI and Fed updates. Stay tuned!
Wednesday Dec 14, 2022
Wednesday Dec 14, 2022
On this episode Bryan and Sofia discuss the typical mortgage-related costs when purchasing a home, the different roles others play in the home-buying process and Britney Griner being released back to the U.S.
Monday Dec 05, 2022
Monday Dec 05, 2022
On this week's episode, Bryan & Sofia discuss their Thanksgiving holiday, what fixed, adjustable, and variable mean when it comes to your interest rate, and lastly the difference between interest rate and APR.
Monday Nov 21, 2022
Monday Nov 21, 2022
On this episode, Bryan and Sofia discuss how to leverage a second home purchase, the difference between a loan and line of credit and their upcoming Thanksgiving festivities.
Wednesday Nov 09, 2022
Wednesday Nov 09, 2022
Bryan and Sofia discuss the difference between a hard and soft credit inquiry, how some buyers can leverage loan assumptions in this high-rate market environment, and the magic juice that can get a parent through Halloween trick or treating.
Wednesday Nov 02, 2022
Wednesday Nov 02, 2022
On this week's episode, Bryan and Sofia have their first guest Cavelle Mollineaux Owner Broker of Onyx Realty Professionals. They discuss the importance of a buyer-broker agreement, how long it takes for your credit report to expire when applying for a home loan, and some current hot topics.
Tuesday Oct 25, 2022
Tuesday Oct 25, 2022
In this week's episode, Bryan and Sofia discuss when is a good time to start the home-buying process, how to evaluate if it’s a good time to refinance, and having faith in your decision-making.